Applications are carried out in store or over the phone, takes only a few minutes and your finance approval will be turned round in seconds, subject to status.
To help you in choose the finance package that suits you, we have created a sample credit application, of £1000. Click here to view details for: Buy now pay 6 months, 9 months, 12 months or Spread payments over 36 months. Please note the Buy Now Pay later period commences the date the agreement is accepted and the date is confirmed on the credit agreement.
For Buy Now Pay in 6/9/12 Months Finance plans, a number of payments can be made within the interest free period or in one lump sum within the 6/9/12 months respectively. Please note that if the full balance is not paid off within the interest free period the agreement reverts to a high interest 3 year term with interest payable on the outstanding amount as well as the amounts already settled.
Please note that there is a credit ceiling of £25,000.
Buy Now Pay in 6 Months:
On all purchases above £350 |
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| The Buy Now Pay Later scheme (BNPL) is an excellent way to buy your home entertainment equipment right now. You can purchase and enjoy the benefits of any eligible product or combination of products from our website, with only a 10% deposit to pay and make no payments for 6 whole months. Plus, it’s now available on purchases of just £350 or more, see below for a typical example based on this cash price: |
Cash price (inc. delivery & VAT)
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£1,000.00 |
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£100.00 |
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£900.00 |
Total Interest for credit
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£604.02 |
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£1,604.02 |
Balance payable (if not settled within 6 months)
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£1,504.02 |
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£35.81 |
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29.80% |
| This is a Buy Now Pay Later loan agreement. After any deposit, you will not make any payments for 6 months prior to which, you have the opportunity to pay the full remaining balance and pay no interest. Please note that there is no obligation to settle the loan early, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement. |
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This agreement will attract a one off service fee of £15. |
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This type of loan attracts interest, which is calculated daily and debited monthly in arrears on each monthly instalment date and in calculating the APR, no account has been taken of any variations that may occur in the Interest Rate. |
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| *If the Amount of loan indicated here is paid in or before 6 months then no interest is payable. |
£900.00
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Buy Now Pay in 9 Months:
On all purchases above £350 |
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| The Buy Now Pay Later scheme (BNPL) is an excellent way to buy your home entertainment equipment right now. You can purchase and enjoy the benefits of any eligible product or combination of products from our website, with only a 10% deposit to pay and make no payments for 9 whole months. Plus, it’s now available on purchases of just £350 or more, see below for a typical example based on this cash price: |
Cash price (inc. delivery & VAT)
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£1,000.00 |
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£100.00 |
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£900.00 |
Total Interest for credit
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£660.78 |
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£1,660.78 |
Balance payable (if not settled within 6 months)
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£1,560.78 |
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£40.02 |
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29.80% |
| This is a Buy Now Pay Later loan agreement. After any deposit, you will not make any payments for 9 months prior to which, you have the opportunity to pay the full remaining balance and pay no interest. Please note that there is no obligation to settle the loan early, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement. |
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This agreement will attract a one off service fee of £30. |
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This type of loan attracts interest, which is calculated daily and debited monthly in arrears on each monthly instalment date and in calculating the APR, no account has been taken of any variations that may occur in the Interest Rate. |
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| *If the Amount of loan indicated here is paid in or before 6 months then no interest is payable. |
£900.00
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Buy Now Pay in 12 Months:
On all purchases above £350 |
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| The Buy Now Pay Later scheme (BNPL) is an excellent way to buy your home entertainment equipment right now. You can purchase and enjoy the benefits of any eligible product or combination of products from our website, with only a 10% deposit to pay and make no payments for 12 whole months. Plus, it’s now available on purchases of just £350 or more, see below for a typical example based on this cash price: |
Cash price (inc. delivery & VAT)
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£1,000.00 |
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£100.00 |
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£900.00 |
Total Interest for credit
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£719.64 |
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£1,719.64 |
Balance payable (if not settled within 6 months)
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£1,619.64 |
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£44.99 |
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29.80% |
| This is a Buy Now Pay Later loan agreement. After any deposit, you will not make any payments for 12 months prior to which, you have the opportunity to pay the full remaining balance and pay no interest. Please note that there is no obligation to settle the loan early, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement. |
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This agreement will attract a one off service fee of £35. |
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This type of loan attracts interest, which is calculated daily and debited monthly in arrears on each monthly instalment date and in calculating the APR, no account has been taken of any variations that may occur in the Interest Rate. |
| |
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| *If the Amount of loan indicated here is paid in or before 6 months then no interest is payable. |
£900.00
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Spreading payments over 36 months:
On all purchases above £350 |
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Classic Finance is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over 36 equal monthly payments, with a 10% deposit to pay, at a low APR of 19.9%. It’s available on purchases of £350 or more. See below for a typical example based on this cash price:
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Cash price (inc. delivery & VAT)
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£1,000.00 |
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£100.00 |
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£900.00 |
Total Interest for credit
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£276.12 |
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£1276.12 |
Balance payable (if not settled within 6 months)
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£1176.12 |
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£32.67 |
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19.90% |
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V12 are licensed credit brokers.
Credit is subject to status and written quotations are available on request.
Terms and Conditions apply |
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